With all the medical bills that roll in pretty much daily I have gotten pretty panicky about money. Pretty much to the point of just saying screw it and giving up. That’s not who I want to be though…a person who gives up when the going gets tough. I watch people like my mom and admire how good she is with her money.
My mom is one of those rare people that has everything under control. One of those people I strive to be, but the perfectionist in me makes me not follow through. I figure why bother if I can’t do it all. When in reality, every small bit of something you do adds up and makes a dent.
Reading Women & Money: Owning the Power to Control Your Destinyby Suze Orman showed me that I am not alone. A lot of women are sadly just like me. The panic and just put it aside until it’s snowballed out of control.
In her book she created a list of the 11 things moms can do to increase their financial savvy in 2011:
- Stand in your truth
- Make finances a family affair
- Live below your means but within your needs
- Hope for the best, but plan for the worst
- Get rid of credit card debt
- Save an 8-month emergency fund
- Fund your 401k to the match
- Fund your Roth IRA to the max
- Start a 529 plan for your kids´ college education
- Be “happy you did” vs. “wishing you hadn´t”
- Never forget people first, then money, then things
She breaks it down for you in tasks. There is no reason to get overwhelmed. The book outlines it all where it is very doable. Even for someone like me!
If you struggle a bit with money I would highly recommend you get the book. It was a quick read for me (especially with a broken computer!).
Suze also has a website called www.MoneyMindedMoms.com, a site devoted to helping moms make smarter money choices. With my computer being broken I didn’t get to spend as much time on the site as I wanted to, but I will be making an effort to visit it atleast once a week when I get my computer back.
Membership is free and you will have access to easy to follow advice about things like erasing and managing debt, raising money minded kids and coupons and discounts. Suze also takes the time to personally respond to questions from members and has even posted video responses before.
My favorite thing about the site are the tools available like a debt eliminator and expense tracker, a coupon savings center, as well as forums for sharing stories and insights with other moms like us. Plus, every month through May, one lucky member will win 1-on-1 time with Suze through the “Ask Suze” Sweepstakes.
The Giveaway!
One Not So Average Mama reader will win Women & Money: Owning the Power to Control Your Destiny.
Main Entry: How do you plan to get your finances in order this year? Leave a comment below letting me know.
Bonus Entries: You must complete the main entry before doing any of the bonus entries. Leave a separate comment for each entry.
- Become a fan of MoneyMindedMoms on Facebook. (3 entries, post 3 comments for this)
- Follow me on Twitter @stitchblade
- Follow MoneyMindedMoms on Twitter @MoneyMindedMoms
- Tweet about this giveaway: “@stitchblade @MoneyMindedMoms Suze Orman “Women & Money” Giveaway! http://bit.ly/h0xGn6 #Giveaway #myblogspark” Leave a comment with the tweet status URL, you may do this up to 3 times per day but please space them out! I see people just tweeting one after another, don’t do that. Be sure to leave a comment for each tweet.
- Become a fan of Not So Average Mama on Facebook. (3 entries, post 3 comments for this)
- Become a fan of My Frugal Home on Facebook.
- Post about this giveaway on Facebook, please leave a comment with the URL to where you posted.(Daily Entry! Post it to your facebook everyday and earn an entry each time. Be sure to post a comment with the URL each time.)
- Follow me on Facebook Networked blogs located in my sidebar. (3 entries, post 3 comments for this)
This Giveaway will end on April 1st, 2011.
No compensation was received for this post. MoneyMindedMoms provided me with the free product, information, and gift pack through MyBlogSpark.
Related Posts
Girl on Fire
Latest posts by Girl on Fire (see all)
- Hey, it’s been a minute… - April 14, 2025
- Benefits of Dual Diagnosis Treatment - January 25, 2023
- How to Help Family With Mental Health Issues? - January 3, 2023
If only I had started earlier, like you, I would be much better off. but knowing I am in control now, no credit cards, do not buy it unless I can pay cash, makes you think, “Do I really need that?” and most times, you will find, no, you do not. ie, like you learned, why buy a magazine when you can google anything you want to read about? You are on the right track. I am proud of you
I plan to start a retirement account!
start a ledger- cash only
I already practice good financial living, but my daughter would love this book
I follow MoneyMindedMoms on FB, P Elaine Livingston, #1
I follow MoneyMindedMoms on FB, P Elaine Livingston, #2
I follow MoneyMindedMoms on FB, P Elaine Livingston, #3
I follow NSAM on FB, P Elaine Livingston, #1
I follow NSAM on FB, P Elaine Livingston, #2
I follow NSAM on FB, P Elaine Livingston, #3
I follow frugal home on FB, P Elaine Livingston
i follow you on twitter, @pamiam04468
i follow L’Athene on twitter, @pamiam04468
I follow NSAM on network blog, Pam Livingston entry 1
I follow NSAM on network blog, Pam Livingston entry 2
I follow NSAM on network blog, Pam Livingston entry 3
http://twitter.com/#!/pamiam04468/status/51334439678128128
http://www.facebook.com/#!/permalink.php?story_fbid=156287827765770&id=100001705852137
http://twitter.com/#!/pamiam04468/status/51716377026899968
http://www.facebook.com/#!/permalink.php?story_fbid=164325690288229&id=100001705852137
We already started getting our finances in order by paying off our credit card debt. We’re Dave Ramsey fans.
#1 Im a fan of MoneyMindedMoms on Facebook (rachel benson)
#2 Im a fan of MoneyMindedMoms on Facebook (rachel benson)
#3 Im a fan of MoneyMindedMoms on Facebook (rachel benson)
I Follow you on Twitter @rbenson1011
I Follow L’Athene on Twitter @rbenson1011
Tweeted: http://twitter.com/rbenson1011/status/51821886660816896
#1 Im a fan of Not So Average Mama on Facebook (rachel benson)
#2 Im a fan of Not So Average Mama on Facebook (rachel benson)
#3 Im a fan of Not So Average Mama on Facebook (rachel benson)
Im a fan of My Frugal Home on Facebook (rachel benson)
Posted on FB: http://www.facebook.com/permalink.php?story_fbid=191826070854520&id=1149321668
I Follow you on Facebook Networked blogs
can always learn new things about this topic!
http://twitter.com/#!/pamiam04468/status/52024895550406657
http://twitter.com/#!/pamiam04468/status/52066142663086080
I’m going to get my finances in order this year by eliminating all ‘want’ spending and trimming the ‘need’ spending as much as possible! I’m also growing a bigger summer veggie garden and eating much more from my own garden and preserved goodies (healthier and cheaper)
!
I plan on getting my finances in order this year by putting at least 20% of my paycheck into a savings fund and using more coupons to start saving real big.a
atlmuzikfanzinc at gmail dot com
follow you on twitter @gotgiveawayinfo
atlmuzikfanzinc at gmail dot com
http://twitter.com/#!/pamiam04468/status/52379449819271168
http://twitter.com/atlmuzikfanzinc/status/52330257348435968
atlmuzikfanzinc at gmail dot com
fan of Not So Average Mama on Facebook-Sable S
atlmuzikfanzinc at gmail dot com
2 fan of Not So Average Mama on Facebook-Sable S
atlmuzikfanzinc at gmail dot com
3 fan of Not So Average Mama on Facebook-Sable S
atlmuzikfanzinc at gmail dot com
fan of My Frugal Home on Facebook-Sable S
atlmuzikfanzinc at gmail dot com
http://twitter.com/#!/pamiam04468/status/52563963325587456
shared on fb
http://www.facebook.com/permalink.php?story_fbid=209511952407871&id=74201768
atlmuzikfanzinc at gmail dot com
networked blogs follower Sable
atlmuzikfanzinc at gmail dot com
http://twitter.com/atlmuzikfanzinc/status/52627697356128256
atlmuzikfanzinc at gmail dot com
http://www.facebook.com/#!/permalink.php?story_fbid=102945816455914&id=100001705852137
http://twitter.com/#!/pamiam04468/status/52739983991242752
http://twitter.com/atlmuzikfanzinc/status/52803564808048640
atlmuzikfanzinc at gmail dot com
http://twitter.com/atlmuzikfanzinc/status/52912949664284672
atlmuzikfanzinc at gmail dot com
http://twitter.com/atlmuzikfanzinc/status/52982775241900032
atlmuzikfanzinc at gmail dot com
http://twitter.com/atlmuzikfanzinc/status/53165963083911168
atlmuzikfanzinc at gmail dot com
http://twitter.com/atlmuzikfanzinc/status/53275345767497730
atlmuzikfanzinc at gmail dot com
http://twitter.com/#!/pamiam04468/status/53296786974052352
http://www.facebook.com/#!/permalink.php?story_fbid=120644521346487&id=100001705852137
http://twitter.com/atlmuzikfanzinc/status/53322536531931136
atlmuzikfanzinc at gmail dot com
http://twitter.com/#!/pamiam04468/status/53479959301341184
http://www.facebook.com/profile.php?id=100001705852137#!/permalink.php?story_fbid=165056570214243&id=100001705852137
http://twitter.com/atlmuzikfanzinc/status/53528282603335681
atlmuzikfanzinc at gmail dot com
I will be using a file cabinet and folders!
http://twitter.com/atlmuzikfanzinc/status/53924885784838144
atlmuzikfanzinc at gmail dot com
i plan to get my finances in order this year by saving at least $500 a month
http://twitter.com/atlmuzikfanzinc/status/54000117094690816
atlmuzikfanzinc at gmail dot com