I am so thankful that Jeremy and I have never gone the credit card route. I can see where they can be handy to have…but I have also seen the horror stories of people getting buried in debt. I am afraid of that.
One place that we do have debt is my medical debt. Way too much…eek!
People with credit card debts have high fees and end up paying much more than originally borrowed. Thankfully there are options to help you. Reduce Your Debts with debt consolidation.
With a debt consolidation you can have one low monthly payment instead of paying a little here and a little there and racking up more interest fees. Some places even have no credit checks! Meaning bad credit would not prevent you from getting one.
By consolidating you can eliminate the debt! Consolidating can save about 50% on average of your outstanding unsecured debt! You can even get started with no upfront fees.
While staying out of credit card debt is the smartest move, sometimes you have no choice. Make sure you know all the options for digging yourself out instead of burying yourself further! Educate yourself on all the options and make smart choices.
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