Keep Your Grocery Spending Under Control
Aside from your rent or mortgage, your biggest monthly expense is probably groceries. And unlike your mortgage, your car payment and most of the rest of your bills you actually have some control over your grocery spending.
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Make A Grocery Budget
Start by tracking how much you’re spending on groceries for a few weeks. From there, come up with a weekly or monthly budget. Put that amount of money aside for groceries.
Next, try cutting back your budget by $20 per month. Keep going and see how low you can go. The remaining tips will help you do that without feeling like you’re depriving yourself.
Keep A Price Book
Who doesn’t love a bargain or a good deal? They are all over the store, but do you know if what they advertise as a good deal is actually saving you money?
Keep a little notebook in your purse or keep a text document on your phone with the regular prices of the items you buy most often. Not only can you see if that “deal” really is a deal, you can also determine what kitchen staple is cheapest where and adjust your shopping accordingly. Your price book will also come in handy when you browse through weekly grocery flyers. You can decide if a loss leader deal is worth driving to the store long before you ever set a foot out the door.
Coupons and Printable Coupons can help you cut your grocery bill drastically. Make sure that you are only buying items that you use and not just buying them because you have a coupon for them. MySavings.com Printable Coupons is a great place to find coupons online.
Come Up With A Few Frugal Dishes
You don’t have to make drastic changes and eat nothing but rice and beans all week. Instead, think of a few inexpensive dishes your family enjoys. They may be rice and beans. Or how about a big pot of soup or chili. Often meatless dishes will be your best frugal bet, or use meat in small portions on frugal dish days. Check out The Fresh 20 for healthy, budget friendly meals! Also, check out a service like Relish, you go the store and come out armed with all of the meals you need for the week. No more last minute grocery visits or take-out. Right now, Relish is offering 10% off any subscription level!
Enjoying frugal meals even just a handful of days during the month combined with using up any and all leftovers will make a big difference in your grocery budget.
Cut Out The Extras
Make a list before you head to the store and stick to it. All those little extras like the fancy bread from the bakery or the candy you grabbed at checkout start to add up. Get in the habit of skipping those extras unless there’s a good reason to buy them. Stick to your list and you’ll cut your grocery bill by quite a bit each week. It’s amazing how all those little extras add up.
Give these tips a try and see if you don’t start to see big savings on a weekly basis. What you do with all the extra money each month is up to you. Save up for a fun summer vacation, pay off those credit cards or start building your financial safety net.
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