I messed up. I was doing so great working on building and fixing my credit. I worked so hard to fix our finances for our family… then life happened again and again and things got behind and I tumbled back on down. Further and further until I realized I was drowning.
No time to have a pity party. 2020 WILL be my year. I’m not taking no for an answer. I will take control and get things moving in the right direction. I will make it!
Did I Fail?
Hmmm, I would like to think that I did not fail. I took a bunch of HUGE steps forward and then got run off the road by some unpredictable circumstances. You know, life. Life is never perfect. Things happen and all we can do is get back up and start walking that bumpy road again.
In fact, I think I learned a lot this time! We learn from our mistakes! I am learning. I am not perfect, I am a work in progress.
One step at a time. Breath.
Fix our Finances

There is no other choice other than to start again! Work on it until I get it right! Eventually, I have to succeed right?
Focus and Plan
This time I am sharpening my focus. One step at a time until I get it right. I will work on it in chunks. I will line it out in my bullet journal and make a plan that I can tweak until it is right.
Do you have any tips for me? I will take all of the advice I can get! I’m not a big spender at all. I am however a bad planner sometimes! I do not like using digital items to plan, I prefer pen and paper items to get it done.
Bring in More Income in 2020!
This is a huge part of the problem. I need to bring in more money. I can not physically take on any more photoshoots than I already do. My body/health will not allow it. But in order to fix our finances, we have got to bring in more money in 2020!
I’ve been working on more virtual assistant type things for others. This is fun easy, non-stressful work for me that works well with my illnesses. I mean I can literally do it from the couch or my bed!
I also plan on upping my content submissions to Getty Images. Each time a photo sells it makes my heart happy! I just need to focus on more content to submit.
Alamo Associates
Get professional help? That is what I need I think. Professional help to get me caught up on everything that is already behind. Alamo Associates is prioritizing what clients need by offering a single monthly payment with low-interest rates.
A single monthly payment! I can do that right?
Have you used a service to help you get your finances and credit under control? I would love to hear how things worked for you. Tell me your ways please!
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