Whether you’re relocating lock, stock and fur ball or are simply curious, you may be wondering if there is much of a difference between insuring your cat in the UK and the US.
You’ll be surprised at one of the differences – I’m sure of it!
In the UK, pet insurance is becoming more and more common with an increasing number of people seeing it as essential rather than a luxury. Could this be down to our friends across the pond in the UK being educated more through marketing campaigns on the cost of vet bills?
You could say that more people in the UK are aware of the costs of vet bills and purchase insurance to avoid a costly surprise should their beloved pet fall ill or get involved in an accident.
Here in the US, however, pet insurance is still relatively uncommon. It’s believed that only roughly 850,000 of the estimated 150 million (wow!) pets in the US are insured, according to a report in 2007.
Observation: I know for a fact here in the US you are able to obtain credit cards specifically to cover vet bills. This could provide a benefit to some individuals who would rather only pay a bill should their pet fall ill.
Cost is obviously going to be a factor if you are moving to either side of the pond and it is a hard subject to cover due to the many differences between not only the two countries but also different companies!
In the UK, insuring a cat costs roughly £13 p/m from research I conducted by requesting a quote on many websites such as www.argospetinsurance.co.uk. In the US I know that insurance starts from roughly $15 but I recently found out it can go up to $75 depending on breeds and existing conditions!
If you have cat cover in the UK and are relocating to the US, then you should be able to find a plan with similar coverage at a similar price – although the cost may vary depending on the insurer you choose.
It’s also worthwhile remembering that if you’re moving from the UK to the US you may be more suited to the credit cards covering vet bills.
I have linked to an insurance provider in the UK but I have no affiliation with this company. In fact, I wouldn’t even be able to purchase insurance for my pet from them because I’m across the pond!
The article above was submitted as a guest post by Eva F.