I think the majority of people love money. I am not one of those people. I despise money and I really hate having to think about it. But in this day and age I pretty much have no choice. The majority of our life requires money. Sad, but true.
I’ve never been good with money. I mean I don’t blow it and go crazy spending, but I also don’t plan well. I have no savings. I tried to have the whole emergency fund, I got part way there and guess what…there was an emergency. Then there was another one and another and another. The Emergency fund never had a chance.
I just recently read an article called Women and Money: Why You Need To Take Control. It said that the biggest financial barrier for women is “We Lack Confidence“. I can find a lot of truth in that.
That desire to flee from financial planning means we aren’t always as well-informed as we should be. “Many women think that since they don’t know the language, they can’t ask questions—or they worry that their questions sound dumb,” says O’Connor.
Another thing it said, “We Sweat the Small Stuff“. Nail on the head…that is exactly it for me. I stress a lot!! I try so hard no to. It makes it hard to plan things because I get so overwhelmed. I do not know which way to turn, so I shut down.
“When they find themselves hitting up the sale racks, women need to remember that even the best deal they find is worth far less than a smart investment in their retirement fund,” says Eleanor Blayney, the president of the Washington, D.C.–based financial-advisory firm Directions for Women.
Genworth has a lot of resources to help me overcome my fear and stress about financial planning. I’m nearly 40 and have nothing planned out. If something happened to Jeremy I have no idea what I would do. Maybe call my mom? Sorry Mom, but you have it together and I totally don’t. I’m working on it though.
How are you at financial planning and planning for your future? Do stress like me, or is it easy breezy for you? Do you have any advice for me? Give me your best tips! I need all the help I can get.
This post is brought to you by Genworth on behalf of Brandfluential. All opinions are my own.
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