Do You Have Life Insurance?

Some of the things I think about lately scare me.  I look around at my house and think I have so much to do…what if something happened  to me and I left my family with all this unorganized stuff.  I think it’s because the cause of my health problems in unknown.  I’m not trying to sound grim, just practical.

Like life insurance for instance.  I don’t even know where to start to find great policies for the family.  Can I even afford one?  Will someone cover me when I am already ill?  I haven’t been diagnosed so I guess that could help.  I hate thinking about this stuff.  It makes my brain hurt.  Literally.

Geesh, what about Funeral Insurance?  Shouldn’t Jeremy and I have this so that our children are not left with that burden?  I’m not saying that I think either of us are going to die soon…I just think a LOT, a little too much and it’s all stressing me out.

I guess this is something Jeremy and I need to sit down and discuss, you never know what the future hold and I think we should look into some low cost life insurance options just in case.

What do you and your family do?  D you have a plan?  I’m especially interested in hearing from self employed families.  It’s a very different situation when you work for yourself.

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Comments

  1. Tori says:

    Sei and I both carry life insurance policies. We pay less than $40 a month total and both carry a $250,000 policy. He has more thru his work, but we wanted to supplement it. It’s a lot more affordable than most people think.

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